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Día Diez: ¡Aún puede tener seguro médico en el 2015!

En los próximos 12 días estaremos compartiendo escritos diarios para motivarles a pensar en la salud y el bienestar suyos, de sus padres y abuelos y de toda la familia durante en las fiestas de fin de año. Algunos escritos ofrecerán consejos cortos, mientras que otros llamarán a la reflexión. Esperamos que estas palabras lo inspiren y que las comparta con sus amigos, vecinos y seres queridos. 

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Aunque el 15 de diciembre fue la fecha límite para empezar cobertura en el Mercado de Seguros Médicos el primero de enero, aún puede inscribirse para tener cobertura médica en el 2015. El periodo de inscripciones culmina el 15 de febrero de 2015 y dependiendo del día en que se inscribe, su cobertura entraría en vigor el primero de febrero o marzo.

Si es la primera vez que se inscribe en el Mercado de Seguros Médicos, y quiere hacerlo por el Internet, revise los planes disponibles para el 2015 y encuentre el que mejor se ajuste a sus necesidades y presupuesto. ¡Ahora puede dar el siguiente paso y asegurarse!

Si se inscribió el año pasado, será inscrito automáticamente en su plan actual, o uno similar, para no interrumpir su cobertura y tenerla a partir del primero de enero. Sin embargo, aún puede revisar y comparar los planes para el 2015 con su plan actual y si encuentra uno mejor, puede cambiarse siempre y cuando sea antes del 15 de febrero de 2015.

Para actualizar su información o cambiar de plan, ingrese a su cuenta en cuidadodesalud.gov y haga los cambios necesarios. Si quiere cambiar de planes manteniendo igual su solicitud, haga clic en “Mis Planes y Programas”.

Si prefiere recibir asistencia personalizada en su idioma y vive en el condado de Miami-Dade en la Florida o en el condado de Dallas en Texas, por favor contáctese con los Navegadores certificados NHCOA.

Si no, puede llamar al Mercado de Seguros Médicos al 1-800-318-2596 (TTY: 1-855-889-4325) o encontrar ayuda en su comunidad.

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Recursos de Navegadores NHCOA para la Comunidad

Day Ten: There is still time to get covered for 2015!

Over the next 12 days, we will be sharing daily posts to motivate you to think about your health and well-being during the holiday season. Some posts will focus on handy tips, while others will offer a reflexion. We hope these words will inspire you and we invite you to share them with friends, neighbors and family.  

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While December 15 was the deadline to start coverage on January 1, there is still time to get enrolled in the Health Insurance Marketplace Open Enrollment for 2015. Open Enrollment ends February 15, and depending on when you enroll, your coverage could start February 1 or March 1.

If you are new to the Marketplace and want to enroll online, check out the 2015 plans to find the one that best suits your needs and budget. Now you are ready to get covered!

If you enrolled last year, you will be automatically enrolled into your current plan, or a similar one, so you will be continue to be covered starting January 1. However, if you compare your current plan to those being offered in 2015— and find one you like better— you can switch plans as long as you take action by February 15, 2015.

To update your information or change plans, log into your healthcare.gov account and make the necessary changes. If you want to change plans, and keep your information the same, click on “My Plans & Programs.”

If you have a loved one who needs in-person assistance in Spanish and lives in Miami-Dade County, Florida or Dallas County, Texas, please contact the state and federal-certified NHCOA Navigators.

Otherwise, call the Marketplace at 1-800-318-2596 (TTY: 1-855-889-4325) or find local help here.

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http://www.nhcoa.org/blog/recursos-de-navegadores-nhcoa-para-la-comunidad/

Day Two: Take control of your health by getting covered!

Over the next 12 days, we will be sharing daily posts to motivate you to think about your health and well-being during the holiday season. Some posts will focus on handy tips, while others will offer a reflexion. We hope these words will inspire you and we invite you to share them with friends, neighbors and family. 

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You have heard a lot about the Health Insurance Marketplace and the Affordable Care Act, especially this week as we approach the deadline to sign up or re-enroll for coverage starting January 1, 2015. Therefore, it’s important to make a clear distinction: those who review their options and enroll or re-enroll by tomorrow (December 15) will be covered starting the New Year. However, this doesn’t mean that you can’t get covered for 2015.

The Open Enrollment Period runs through February 15, 2015. The difference between enrolling before or after December 15 is the month in which your coverage would start. As previously mentioned, if you enroll by tomorrow, December 15, your health care coverage will kick in January 1, 2015. If you enroll after December 15, your coverage would start in February or March, depending on the exact enrollment date.

This means that you could uninsured for several weeks. This is why we recommend reviewing your options and enrolling by tomorrow, December 15. If you live in Miami-Dade County, FL or Dallas County, TX our federal and state-certified NHCOA Navigators can assist you at no cost. While our Navigators specifically conduct outreach to the Spanish-speaking populations within these two counties, they are bilingual and prepared to guide you through the enrollment process.

You can also get the word out by sharing these Spanish language materials with your social media networks:

Recursos Navegadores NHCOA-03

Día Dos: ¡Asegúrese por su salud y la de su familia!

En los próximos 12 días estaremos compartiendo escritos diarios para motivarles a pensar en la salud y el bienestar suyos, de sus padres y abuelos y de toda la familia durante en las fiestas de fin de año. Algunos escritos ofrecerán consejos cortos, mientras que otros llamarán a la reflexión. Esperamos que estas palabras lo inspiren y que las comparta con sus amigos, vecinos y seres queridos.

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Se habla mucho en la prensa acerca del Mercado de Seguros Médicos y la Ley de Cuidado Asequible, especialmente en estos días que se acerca la fecha límite para extender o comenzar cobertura médica para el primero de enero del 2015. Así que vamos a esclarecer esta información importante: personas aseguradas o buscando cobertura en el Mercado tienen hasta mañana (15 de diciembre) para revisar sus opciones e inscribirse para asegurar tener seguro médico a partir del inicio del año. Pero, esto no quiere decir que si no inscribe mañana no podrá tener cobertura médica en el 2015.

El periodo para inscribirse en el Mercado de Seguros Médico se extiende hasta el 15 de febrero de 2015. La diferencia entre personas que se inscribieron antes y después del 15 de diciembre es el mes en que empieza su cobertura. Como dijimos anteriormente, si se inscribe a más tardar mañana, 15 de diciembre, su cobertura empezará el primero de enero del 2015. Si se inscribe después, su cobertura empezará el febrero o marzo, dependiendo de la fecha que se someta la solicitud.

Esto significa que puede estar varias semanas sin cobertura médica. Por eso recomendamos que aprovechen para revisar sus opciones y tomar una decisión acerca de su cobertura médica a más tardar mañana, 15 de diciembre.

Si vive en el condado de Miami-Dade en la Florida o el condado de Dallas en Texas, puede recibir ayuda de navegadores certificados NHCOA gratis y en su idioma.

También puede pasar la voz con estos materiales para las redes sociales:

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Recursos de Navegadores NHCOA para la Comunidad

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¿Necesita seguro médico o tiene que revisar su cobertura actual? El período de inscripciones para el Mercado de Seguros Médicos comenzó el 15 de octubre y se extenderá hasta el 15 de febrero de 2015. Inscríbase ya con la ayuda de los Navegadores certificados NHCOA en el condado de Miami-Dade, FL y el condado de Dallas, TX.

Les compartimos estos recursos para que pueda pasar la voz con sus redes sociales.

Anuncios de Video

Estos anuncios de 30 segundos están disponibles en Facebook. Haga clic en la imagen para compartirlos desde la página de Navegadores NHCOA.

Miami Video PSA

 

Dallas Video PSA

 

Anuncios de Radio

Estos anuncios de 15 y 30 segundos se pueden pasar por la radio, un podcast o compartir por sus redes sociales.

Anuncio de 15 segundos (Dallas)

Anuncio de 30 segundos (Dallas)

Anuncio de 15 segundos (Miami)

Anuncio de 30 segundos (Miami)

 

Gráficos

Descarga y sube estos gráficos a sus redes sociales.

Facebook (Miami): ¿Está asegurado o necesita revisar sus opciones de seguro médico para el 2015? Llame a los #NavegadoresNHCOA al 305-407-2875.

Twitter (Miami): ¿Está asegurado o necesita revisar sus opciones para el 2015? Llame a los  al 305-407-2875. 

Facebook (Dallas): ¿Está asegurado o necesita revisar sus opciones de seguro médico para el 2015? Llame a los #NavegadoresNHCOA al 214-296-4964.

Twitter (Dallas): ¿Está asegurado o necesita revisar sus opciones para el 2015? Llame a los  al 214-296-4964. 

 

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Facebook (Dallas): ¿Está asegurado o necesita revisar sus opciones de seguro médico? Recuerde que la fecha límite para inscribirse es el 15 de febrero de 2015. Llame a los #NavegadoresNHCOA al 214-296-4964.

Twitter (Dallas): ¿Está asegurado o necesita revisar sus opciones de seguro médico? Tiene hasta el 15 de febrero 2015: 214-296-4964.

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Facebook (Miami): ¿Está asegurado o necesita revisar sus opciones de seguro médico? Recuerde que la fecha límite para inscribirse es el 15 de febrero de 2015. Llame a los #NavegadoresNHCOA al 305-407-2875.

Twitter (Miami): ¿Está asegurado o necesita revisar sus opciones de seguro médico? Tiene hasta el 15 de febrero 2015: 305-407-2875.

Recursos Navegadores NHCOA-15

 

 

Volantes

Imprime estas volantes en blanco y negro para repartir o colgar en su oficina, centro comunitario, restaurante, negocio u cualquier otro sitio. [Para descargar, haga clic en la imagen correspondiente.]

February 15 2015 Deadline Dallas February 15 2015 Deadline Miami

NHCOA Encourages Latinos to Commit to End AIDS

nlaad-logoTo end AIDS, commit to act.

This is the theme for the 11th annual National Latino AIDS Awareness Day (NLAAD), which is observed yearly on October 15 at the end of Hispanic Heritage Month.

This awareness day was created in response to the impact of HIV/AIDS on the U.S. Latino community, including the District of Columbia, Puerto Rico and the U.S. Virgin Islands, and this year the call action is centered around three main messages:

Get the Facts About HIV

Myths, stigma, and lack of targeted education makes Latinos less aware of how to protect themselves from the virus. This is concerning because Hispanics are disproportionately affected by HIV: Latinos represent 16% of the U.S. population and 21% of all new HIV infections.

Get Tested for HIV

1 in 6 people living with HIV in the U.S. do not know they are infected, which contributes to the rates of new infections. Further, studies show that one in 36 Latino men and one in 106 Latina women will be diagnosed with HIV at some point in life.

Get Into and Stay in Medical Care if you are HIV+

The best way to fight against HIV if you are infected is to get into what is called the HIV care continuum or treatment cascade— a model that agencies at every level use to identify issues and opportunities related to improving the delivery of services to HIV+ positive patients who are receiving treatment.

“HIV is a serious matter for the entire country, especially the Hispanic community, which is disproportionately affected. That is why NHCOA committed to doing our part in ending AIDS. Through our work with the CDC’s Act Against AIDS Leadership Initiative, we are helping to reduce the rates of HIV in hard-to-reach and diverse communities,” said Dr. Yanira Cruz, NHCOA President and CEO.

“While our focus is on the Latino senior population, we cannot begin to address the issue of HIV without looking at the big picture: Hispanic older adults’ families and caregivers. This intergenerational approach allows us to understand what the most effective practices and strategies are when it comes to reaching hard-to-reach seniors, as well as promote cross generational dialogue and education.”

“Specifically, we leverage the strong connections, leadership, and influence Latino seniors have within their families, communities, and places of worship and leisure by offering culturally and linguistically appropriate outreach and education focused on intergenerational storytelling and dialogue to break the silence and eliminate the stigma.”

What you can do on National Latino AIDS Awareness Day (NLAAD)

Get the Facts. Start a conversation at home, or with a loved one, on HIV/AIDS.

Get Tested. If you are sexually active, ask your healthcare provider for an HIV test during annual check ups. [Under the ACA, most new health insurance plans must cover certain recommended preventive services, including HIV testing.]

Join the Conversation. Follow us on Facebook and Twitter with the hashtag #NLAAD to be part of the ongoing conversation. [Need some more information? Check out our 2014 NLAAD materials for inspiration.]

NHAAAD 2014: Shifting Attention and Focus to HIV/AIDS and Aging

Aging is a part of life; HIV doesn’t have to be.

This is the theme for the 7th annual National HIV/AIDS and Aging Awareness Day (NHAAAD), which is observed yearly on September 18.

This awareness day was created to address two distinct truths:

  1. Many older Americans are not getting tested for HIV. Myths, stigma, and lack of targeted education make this population, especially diverse older adults, less aware of how to protect themselves from the virus. This is concerning because the Centers for Disease Control and Prevention (CDC) estimates that by next year, 50% of the people living with HIV in the United States will be 50 years or older.
  2. Medical breakthroughs have improved HIV treatment, allowing people living with HIV/AIDS who stick to regular and continuous care lead longer and healthier lives. While this is a positive outcome, we face a shortage of services and support mechanisms for older Americans living with HIV/AIDS. In addition, there isn’t enough research or data about the impact of HIV/AIDS on the normal aging process.

“If we look at the data, the numbers are very clear. There is a clear need to shift attention and focus to older Americans, who face many of the same HIV risk factors that younger age groups do, yet are more likely to receive a late diagnosis,” said Dr. Yanira Cruz, NHCOA President and CEO.

“This is particularly true among diverse seniors, who face many health disparities compared with their White non-Hispanic peers. That is why NHCOA became a proud partner of the CDC’s Act Against AIDS Leadership Initiative to help reduce the rates of HIV in hard-to-reach and diverse communities. While NHCOA serves and represents the needs and interests of Hispanic older adults, we know they don’t live in a vacuum.”

“Through our work with AAALI we leverage the strong connections, leadership, and influence Latino seniors have within their families, communities, and places of worship and leisure by offering culturally and linguistically appropriate outreach and education focused on intergenerational storytelling and dialogue to break the silence and eliminate the stigma.”

What you can do on National HIV/AIDS and Aging Awareness Day

  • Get the Facts. Start a conversation at home, or with a loved one, on HIV/AIDS. You can get more information here.
  • Get Tested. If you are sexually active, ask your healthcare provider for an HIV test during annual check ups. [Under the ACA, most new health insurance plans must cover certain recommended preventive services, including HIV testing. Free HIV screening is also included in Medicare Part B.]
  • Advocate. Read the Diverse Elders Coalition’s Eight Policy Recommendations for Improving the Health and Wellness of Older Adults with HIV.
  • Join the Conversation. Follow us on Facebook and Twitter with the hashtags #AIDSandAging and #NHAAAD to be part of the ongoing conversation. Here are some sample messages and memes to get you started.
  • Go Viral. Share this blog post and NHCOA videos like the one below with your contacts and raise awareness about HIV/AIDS and aging.

 

Help Latino Seniors Protect Themselves from Medicare Fraud on Grandparents Day

Many of us have fond memories of our grandparents: hanging out with them on holidays, sharing something sweet to eat, hearing stories of days gone by. They’d greet us with warm hugs and big smiles, spoil us rotten, brag about us to their friends, and we thought they were just the most wonderful people in the world.

Well, many of these wonderful older adults can also fall prey to Medicare fraud because they are so trusting and tend to give people the benefit of the doubt. We all know of those older adults that contribute money to what they think is a worthy cause because someone called them up and tugged at their heart strings. We’ve all heard of those older adults who lose their entire retirement savings to some scam that ended being too good to be true. The same thing happens with Medicare.

Medicare fraud is a multi-billion dollar problem in the United States, and there are all kinds of unscrupulous folks out there waiting to pounce on unsuspecting older adults. In fact, the FBI estimates that Medicare fraud could be as much as $60 billion a year, or about 10 percent of all healthcare expenditures in the country, and it’s expected to go up as the number of older adults increases. That’s money that’s not being used for much-needed healthcare services.

In fact, federal officials call Medicare fraud a crime against healthcare. Did you know that the Affordable Care Act authorizes more jail time if the Medicare fraud involves a million dollars or more? The scammers and unscrupulous people who rip off our older adult population can spend from 20 to 50 percent more time behind bars for scams that involve significant amounts of money. The federal government is serious about catching the fraudsters; we all should be.

Latino older adults are especially vulnerable because some have little or no knowledge of English, they are afraid to ask questions, they have low levels of formal education and very low levels of health literacy.  Moreover, many don’t have enough resources to transport and go to places to access information. Others aren’t sure how to navigate a rather daunting bureaucracy and they’re not sure where to turn for help, so when they see someone who they think   might be helpful,  they put their trust in that person.

What can we do about it?  Talk about it.  Spread the word to prevent Medicare fraud.  Sunday, September 7th happens to be National Grandparents Day, and that’s the perfect time to talk to your grandparents or other older adults about Medicare fraud. Besides spending the day with them, taking them out to eat, or just going over for a nice long visit, make sure they know never to lend their Medicare card out to anyone, and to be real careful who they give their personal information to over the phone. Have them look over their Medicare statement to make sure there aren’t any charges that don’t look right. Report any inconsistencies. The National Hispanic SMP, a Medicare fraud prevention program can help you with additional information: 1-866-488-7379.

Everyone benefits when we all come together to fight Medicare fraud. It’s your money. Let’s work together to keep more of it.